I was unaware that Kroger offered pet insurance. Kroger offers this service through its Kroger personal finance division. With the pet insurance plan, you have the freedom to use any veterinarian nationwide — including emergency care clinics, specialists and holistic care providers. Whenever your dog or cat needs to visit the veterinarian, simply take a claim form with you and pay your vet at checkout like normal. You'll then file the claim, and you'll be reimbursed for 90% of your expenses after a per incident deductible.
There are three options of coverage: accident, accident & illness, and comprehensive.
Accident Coverage
The Accident plan protects your pet and your wallet from the expense of unexpected injuries. This plan offers $1,000 of pet insurance coverage for accidents including bites, cuts, broken bones and swallowing objects.
Accident coverage starts at less than $10 per month for your dog or cat.
Accident & Illness Coverage
The Value plan provides coverage for unexpected accidents and illnesses protecting your pet from everyday hazards and hiccups. This plan provides $1,000 of accident and $1,000 of illness coverage with a total benefit allowance of $2,000. The Value plan covers everything covered by the Accident plan and also offers coverage for illnesses including cancer, infections, allergies, arthritis and more.
Accident and illness coverage starts at less than $17 per month for your dog and less than $12 per month for your cat.
Comprehensive Coverage
The Basic and Preferred plans offer coverage for routine care as well as unexpected accidents and illnesses. The Basic plan provides $7,500 of annual coverage, and the Preferred plan provides $12,000 of annual coverage. These comprehensive plans cover everything covered by the accident and illness coverage and also offer coverage for routine care expenses including annual exams, prescription flea control, vaccinations and more.
Comprehensive coverage starts at less than $39 per month for your dog and less than $29 per month for your cat.
I have heard more and more about pet insurance in the last couple of years. For many people I know, pets are not just a part of the family, they are like children. This seems to be a viable opportunity and I can see how some pet owners could definitely benefit.
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